Reduce monthly pressure
Use home equity to help ease the impact of rising costs or unexpected expenses.
A clearer way to explore home equity
Could a reverse mortgage match your retirement goals?
Understand your options in plain language and speak with Mark Sangster at NOVA Home Loans—without pressure.
✓ Homeowners age 62+✓ Personal review✓ No obligation
62+Designed for homeowners age 62 and older.
Stay informedClear information so you can make confident decisions.
Explore your options
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A reverse mortgage isn’t right for everyone.
That’s why this conversation matters.
We’re here to help you understand how it works, when it may make sense, and what to consider—so you can decide what’s right for you.
Turn home equity into greater financial flexibility
Create a line of credit
Access available funds when you need them under the selected loan terms.
Supplement retirement cash flow
Review permitted advance options that may fit your retirement plan.
Purchase your next home
Buy a new principal residence with a HECM for Purchase and your own funds.
You keep ownership—
and you keep important responsibilities.
A reverse mortgage can provide financial flexibility, but it is important to understand your ongoing responsibilities as a homeowner.
Ongoing borrower responsibilities
- Pay property taxes
- Maintain homeowners insurance
- Keep the property in good condition
- Occupy the home as a principal residence
- Pay HOA dues and other property charges, if applicable
From questions to a clear decision
1. Initial review
We learn about your goals and review your home and financial information.
2. Compare options
We explain loan options clearly so you can compare with confidence.
3. Independent counseling
A HUD-approved counselor reviews everything with you at no cost to help you make an informed decision.
4. Application and closing
If it’s the right fit, we guide you through application and closing.
Get a personalized reverse mortgage review.
No obligation. No pressure. Just clear answers.